INSURANCE.
As Your Finance Guy, I help families, business owners, and individuals create insurance plans that bring peace of mind, so you can focus on what truly matters. Segregated funds, Life, critical illness, travel insurance, dental, disability, long-term care, and other life insurance provided through Carte Risk Management Inc
Why Choose Eric for Your Insurance Planning?
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Licensed Expertise
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Life, critical illness & travel insurance
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Full suite of coverage including health, dental, disability, and long term care
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Tailored Advice
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I take time to understand your situation, family, job, health, budget, and match you with the coverage you actually need.
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Simple, Clear Communication
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Say goodbye to insurance jargon. I explain benefits, exclusions, and costs in everyday language so you can make an informed decision.
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Local Understanding, Province-Wide Reach
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Located in Sturgeon Falls, Sudbury, and North Bay, I know Northern Ontario well. I also serve clients across all of Ontario, meeting in person or via Zoom.
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Insurance Options for future planning
Life Insurance
Life insurance ensures that your loved ones are protected when you’re no longer there to provide for them. You’ll benefit from strong death benefits and tax-sheltered payouts. We can also discuss: term, permanent (whole/universal), joint, and guaranteed-issue options.
Critical Illness Insurance
A critical illness diagnosis can bring heavy financial burdens like medical costs and loss of income. This coverage helps you stay afloat if you’re ever diagnosed with a serious illness (like heart attack or cancer), so you can focus on recovery.
Disability Insurance
Long-term disability insurance replaces a portion of your income if you become unable to work due to illness or injury. I’ll help you choose the right policy terms and payout structure to fit your lifestyle.
Health & Dental Insurance
Government coverage has gaps, and those gaps can be expensive. I’ll help you access group or individual health and dental plans that cover prescriptions, dental care, physiotherapy, and more. Ideal for families, the self-employed, or anyone wanting extra coverage.
Travel Insurance
Heading out on an adventure? Travel insurance helps with emergency medical costs, trip cancellation, lost baggage, and more. It’s essential for peace of mind, especially if travelling outside Canada.
Long-Term Care Insurance
As we plan for the future, long-term care coverage helps protect against the high costs of assisted living, home care, or nursing facility expenses, giving families financial breathing room.
Licensing & Compliance: Life, critical illness, travel insurance through Blue Harbour Financial. Health, dental, disability, long-term care, and more through Carte Risk Management Inc.